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Web Properties

I started programming while in high school on 3x86 using Turbo Pascal, C++ and Macro Assembler. Over the years my focus changed from developing single user PC applications for myself, to multi-user websites for a large corporation. While my bread and butter come mainly from my full-time job, I have created several personal web properties which I feel are an investment and interesting in their own unique ways.

Watch a late night movie and your sure to be enticed to send off your gold to an unknown company and trust they will give you fair price. how do you know if it's really fair?


The more you use your computer, download, and use the internet, the slower your PC. It's inevitable, but it can easily be corrected.


Consumers these days can be drowning in debt. The education system doesn't prepare you for credit management and as a result, many consumers find it hard to visualize the true cost of carrying debt.


Impulse purchasing can be one of the main causes of out of control debt. It's hard to imagine how much your dollars really worth. One of the best was to visualize this abstract concept is to compare it to your hourly wage.


What's the world saying about our applications?

"It's actually a genius lesson in how to manage your spending money."

- Glamour Magazine


...if you take the added interest that accrues on the increased balance of your debt into account, over time that price quickly grows—and that's the dollar amount The Real Damage focuses on.



A free online calculator at may help you say no to new spending...

- Wall Street Journal


Do you have a big screen TV on your Santa wish list? How about an Xbox 360, or a new iPad? You might rethink some of those wishes once you check a new website.